How to find the best German bank account - Comparison of the most . After pointing out the importance of opening a German bank account there are some Now all that is left to do is wait until you get all kinds of letters to the address you . N26 is the bank you'll love to use: open your bank account in just eight minutes . According to rankings published by Accuity, the best German bank in terms of The most popular types of credit card in Germany are Mastercard, Visa, and . Other kinds of bank accounts in Germany & key terms : Sparbuchkonto : Savings accounts. Sperrkonto : Locked account. Mietkautionskonto – Mietkaution Sparkonto: Deposit for your apartment. Disposition Kredit (DispoKredit) : The overdraft limit you are allowed. Zinsen : Interest rates. Überweisung : Money transfer. Dec 12, 2018 - Opening your first German bank account can be a daunting task. You have . from Sparkasse ATMs (45% of ATMs) depending on account type. As with so many things in Germany, opening a bank account usually includes enough paperwork to . A bank is seldom the best place to use to transfer money internationally, especially for . There are two basic types of accounts in Germany:. Jump to Types of Bank Accounts in Germany - Here are the types of bank cards issued by German banks: Electronic Cash (EC) Card (Girocard) Visa or Mastercard (Kreditkarte) Credit Card (Kreditkarte) Maestro Card. Accounts without a monthly fee will include free internet banking EC-cards but . the websites and find the type of account that best suits you if your German is . Students may apply for an exemption from bank fees Savings accounts that . There are four different types of banks in Germany: public sector commercial . They are a good source for information on the services and goods that are offered. Despite these differences, most banks offer very similar products, including basic bank accounts, student accounts and business banking facilities. The four largest banks in Germany are Deutsche Bank, Commerzbank, Postbank and Hypovereinsbank. If you (want to) live in Germany, then you need this kind of account to receive . It has a very good free current account with Visa credit card, different savings .